Fiduciary Consulting Group

Audrey White is an executive director and senior principal of the Fiduciary Consulting Group (previously Hyas Group) at Morgan Stanley Institutional Investment Advisors LLC. She is responsible for managing institutional client relationships and providing advice to plan sponsors, investment committees and boards as they carry out their obligations to their respective investment portfolios. With more than 20 years of experience in the investment services industry, Ms. White offers clients valuable perspective on retirement plan administration and design, investment portfolio construction and the ongoing monitoring and due diligence required of today’s retirement plans and institutional portfolios. She is focused on helping clients develop innovative solutions that promote successful participant and portfolio outcomes.
Prior to joining the Fiduciary Consulting Group (previously Hyas Group Consulting), Ms. White served as a senior relationship manager for Morley Capital Management where she specialized in assisting the firm’s clients with the implementation and evaluation of stable value, fixed income investment solutions. During her 13 years at Morley, she worked directly with public and corporate plan committees overseeing retirement programs ranging in size from $10 million to over $2 billion in assets. Her expertise in navigating the complexities of the insurance contracts and accounting mechanics associated with most stable value products is also sought by recordkeepers, investment advisors and other industry professionals.
Ms. White graduated with a Bachelor of Arts degree in Journalism and Communication, with an emphasis in Business Administration, from the University of Oregon. Ms. White is a current FINRA Series 65 license-holder and formerly held Series 7, 63, licenses, along with an insurance license with the State of Oregon.  She is a member of the National Association of Government Defined Contribution Administrators (NAGDCA) and Women in Pensions Network (WiPN).

Charles joined the firm in 2023 and is a member of our Investment Committee which provides portfolio and manager recommendations to all clients. He holds a BA in Economics from the University of Texas at Austin. He is a Certified Investment Management Analyst (CIMA) and a member of the CFA Society of Dallas-Forth Worth and of the Investment and Wealth Institute. Charles has over 35 years of investment experience including previously serving as an Investment Consultant Practice Leader for Milliman Advisors, LLC where he was employed for over 20 years. Prior to joining the Fiduciary Consulting Group (previously Cook Street Consulting) at Morgan Stanley Institutional Investment Advisors LLC, Charles worked as an institutional investment consultant.

Dana has been with the firm since 2015 and is a member of our Investment Committee which provides portfolio and manager recommendations to all clients. Dana holds a BS in Business Administration (Finance and Accounting) from the University of Colorado where she graduated with high distinction. Dana has earned the right to use the Chartered Financial Analyst (CFA) designation. Prior to joining the Fiduciary Consulting Group (previously Cook Street Consulting) at Morgan Stanley Institutional Investment Advisors LLC, Dana worked in a senior finance role for Janus Capital Group Inc., a global investment management firm. She also previously worked in the investment banking division of Wachovia Securities (now Wells Fargo Securities).

Erica joined the firm in 2022 and is a member of our Investment Committee which provides portfolio and manager recommendations to all clients. She holds a BS in Finance from the University of Arizona. Erica has earned the right to use the Chartered Financial Analyst (CFA) designation and the Chartered Alternative Investment Analyst (CAIA) designation. Prior to joining the Fiduciary Consulting Group (previously Cook Street Consulting) at Morgan Stanley Institutional Investment Advisors LLC, Erica was a Managing Director with PNC Capital Markets. There she was responsible for building out the bank’s presence in the Rocky Mountain region and advising the bank’s corporate client base on currency risk management. Before joining PNC in 2019, Erica spent 13 years with Wells Fargo in capital market roles, including commercial mortgage-backed securities, asset/liability management, private equity investing, and foreign exchange. Erica also previously earned the right to use the Certificate in International Cash Management (CertICM) designation. She is a frequent speaker and moderator for local events including the General Assembly, Rocky Mountain Association for Finance Professionals, CPA Society of Colorado, and local universities, amongst others. Erica is a Women’s Foundation of Colorado Power of Extended Philanthropy member.

Gregory Settle is an executive director and senior principal of the Fiduciary Consulting Group (previously Hyas Group) at Morgan Stanley Institutional Investment Advisors LLC. He has nearly 30 years of experience working in the design, implementation, and operation of the 401(a), 457, 401(k), and health care savings plans of public employers. His work is focused on helping plan sponsors to implement innovative plan design solutions that promote successful participant outcomes. He assists with the construction of optimized investment menus, appropriate and effective participant services platforms, and fee and expense review and control programs. He has also led multiple public employers through comprehensive RFP/provider search processes and investment manager searches. Prior to joining the Fiduciary Consulting Group (previously Hyas Group Consulting), Mr. Settle was an investment consultant and vice president with Aon Investment Consulting (AIC) in Seattle, where he consulted to retirement plans and led the AIC Stable Value Investment Research Team. His career has also included serving in management positions with several defined contribution plan recordkeepers and investment managers.

Jayson Davidson is the executive director and managing principal of the Fiduciary Consulting Group (previously Hyas Group) at Morgan Stanley Institutional Investment Advisors LLC. He is responsible for providing a wide range of consulting services to the firm’s corporate, governmental, and non-profit defined contribution retirement plan clients. He also advises defined benefit pension plan boards, VEBA trusts, and other healthcare savings plan Boards. Mr. Davidson assists plan sponsors with a variety of functions including on-going investment monitoring and due diligence, vendor analysis, investment manager searches, fee analysis and negotiations, Request for Proposal (RFP) construction, investment policy statement development, global plan design, and legal/regulatory requirements. He frequently lectures at industry conferences on topics such as fiduciary responsibility, target-date fund trends, ideal plan design, and retirement plan fees and expenses.
Prior to joining the Fiduciary Consulting Group (previously Hyas Group Consulting), Mr. Davidson served as a senior investment consultant at Arnerich Massena, Inc. During his six year tenure, he helped develop the firm’s corporate and governmental defined contribution plan practice, which served over 70 clients and $15 billion in assets. He also managed the majority of the firm’s vendor review and search-related projects. Prior to that, Mr. Davidson served as Vice-President for the Western United States division of ICMA Retirement Corporation. He was responsible for new client relationships and vendor transitions for 401(k), 457, and 401(a) plans. Mr. Davidson began his career in 1996 as a defined contribution and benefit consultant for Howard Johnson & Company.
Mr. Davidson graduated with honors from the University of California at Berkeley with a Bachelor of Science degree in Economics. He has passed the FINRA Series 6, 63 and 65 exams and has earned the right to use the Chartered Financial Analyst (CFA) designation. Additionally, he is a member of the Chartered Financial Analyst (CFA) Institute and the National Association of Government Defined Contribution Administrators (NAGDCA).

Jeff joined the firm in 2023 and is a member of our Investment Committee which provides portfolio and manager recommendations to all clients. He holds a BA in Economics from Stanford University and an MBA from The Wharton School, University of Pennsylvania. He has earned the right to use the Chartered Financial Analyst (CFA) designation and is a member of the CFA Institute and CFA Society of Dallas-Fort Worth. Jeff has over 30 years of investment experience including previously serving as an Investment Consultant for the Milliman Southern Employee Benefits Practice where he was employed for 15 years. Prior to joining the Fiduciary Consulting Group (previously Cook Street Consulting) at Morgan Stanley Institutional Investment Advisors LLC, Jeff worked in the New Jersey office of a national benefits administration consulting firm where he was primarily responsible for evaluating the investment performance of several Fortune 500 client portfolios, primarily corporate DC and DB plans.

Jessica joined the firm in 2023 and is a member of our Investment Committee which provides portfolio and manager recommendations to all clients. She holds a BBA in Economics & International Business from Baylor University and an MBA (with High Honors) from the University of Chicago Booth School of Business. Jessica has earned the right to use the Chartered Financial Analyst (CFA) designation and is a member of the CFA Institute and CFA Society of Houston. Prior to joining the Fiduciary Consulting Group (previously Cook Street Consulting) at Morgan Stanley Institutional Investment Advisors LLC, Jessica worked in the Treasury department at Occidental Petroleum Corporation. There she was responsible for managing all corporate retirement plan investments totaling up to $6 billion in addition to various corporate finance responsibilities. Before joining Occidental in 2018, Jessica was a Portfolio Manager with Envestnet where she managed up to $7 billion in client portfolios with a specialization in portfolios utilizing tax management overlays. Earlier in her career, Jessica held various positions at AllianceBernstein from a Client Relationship Representative serving 529 Plan clients to a Pricing Analyst for securities held firmwide. Jessica is a member of Beta Gamma Sigma International Business Honor Society and a listee in Marquis Who’s Who in America.

Joel has been with the firm since 2016 and is a member of our Investment Committee which provides portfolio and manager recommendations to all clients. He holds a BA in Business from the University of Colorado. Throughout Joel's tenure at the firm, he has worked as an analyst and senior member of our performance reporting team, working with clients to create custom fiduciary investment and administrative reporting, plan fee analysis, and benchmarking. Joel has also supported client vendor Request for Proposals and evaluation of third-party retirement plan service providers (including recordkeepers, auditors, and actuaries).

Josh is a consultant with the Fiduciary Consulting Group (previously Cook Street Consulting) at Morgan Stanley Institutional Investment Advisors LLC. He has been with the firm since 2012 and holds a BS with a Finance Concentration and a BA in Economics from Colorado State University (CSU). He has earned the right to use the Chartered Financial Analyst (CFA) designation and is a member of the CFA Institute and CFA Society of Colorado. Prior to joining the Fiduciary Consulting Group (previously Cook Street Consulting) at Morgan Stanley Institutional Investment Advisors LLC in 2012, Mr. Hasskamp was an intern at IPS Strategic Capital, a money management firm based in Denver, Colorado. There he collaborated with the CIO and other investment professionals in developing derivative overlay strategies as alternative investments for clients seeking financial risk management. He also assisted in executing client investment objectives and strategies following client portfolio reviews.

Karen is a consultant with the Fiduciary Consulting Group (previously Cook Street Consulting) at Morgan Stanley Institutional Investment Advisors LLC. She has been with the firm since 2002 and is a member of our Investment Committee which provides portfolio and menu recommendations to all clients. Karen holds a BS in Business Administration (Finance) from the University of Colorado at Boulder where she graduated with distinction. She has earned the right to use the Chartered Financial Analyst^® (CFA^®) designation and is a member of the CFA Institute and the CFA Society Colorado. Prior to joining the Fiduciary Consulting Group (previously Cook Street Consulting) at Morgan Stanley Institutional Investment Advisors LLC, Karen was an institutional portfolio manager and analyst with Ocean Fund Advisors, LLC (Santa Monica, CA) where she specialized in general market research, portfolio analytics and risk management. Preceding this, she was an Associate Vice President for Roxbury Capital Management, LLC (Santa Monica, CA). At Roxbury, Karen worked in the Private Client Group on portfolio analysis and performance measurement. Karen’s experience also includes two years as a Senior Analyst with Monticello Associates, an institutional investment consultancy. She also currently serves on the Board and Investment Committee of The Denver Foundation.

Madi has been with the firm since 2018 and is a member of our Investment Committee which provides portfolio and manager recommendations to all clients. She serves as a senior member of our research department and also provides consultant support. She holds a BA in Economics from Vanderbilt University. In 2020, Madi also earned a certificate in Corporate Social Responsibility from the University of Colorado Leeds School of Business. She has earned the right to use the Chartered Financial Analyst (CFA) designation and is a member of the CFA Institute and CFA Society of Colorado. Madi joined the Fiduciary Consulting Group (previously Cook Street Consulting) at Morgan Stanley Institutional Investment Advisors LLC shortly after completing her undergraduate studies.

Ned Taylor is an executive director and senior principal of the Fiduciary Consulting Group (previously Hyas Group) at Morgan Stanley Institutional Investment Advisors LLC and is responsible for developing and managing institutional client relationships. With over 20 years of experience in the investment services industry, he offers clients a broad perspective on retirement plan design, plan administration and recordkeeping, participant education, compliance testing and government reporting, and investment advisory support. His areas of expertise include strategic education, implementing retirement plan strategies, and optimizing outcomes for participants. Ned began his career in the defined contribution industry as a participant services representative and he continues to combine this skill set with his expertise on general investing, new industry products and services, and observations of the effectiveness of these new features, in the development of participant education for employer-sponsored retirement plans.
Prior to joining the Fiduciary Consulting Group (previously Hyas Group Consulting), Mr. Taylor worked at The Standard for more than a decade in a variety of roles. As the Western Regional Service Manager, he built a team of 14 relationship managers spread across five offices and oversaw the recordkeeping conversion of more than 1,400 plans through multiple acquisitions. As the Key Account relationship manager at Standard Retirement Services, he worked directly with the largest and most complex retirement plan Boards ranging from $5million to over $1 billion in plan assets on customized advisory solutions for pension and defined contribution plans, recordkeeping, as well as employee services, including participant education and communications. Prior to The Standard, he worked at Columbia Funds for over five years as an institutional investment consultant with clients ranging from full-service retirement plans to large, single discipline separate account relationships.
Mr. Taylor earned his Bachelor of Arts in history and religious studies from Willamette University in Salem, Oregon. He is a FINRA Series 65 holder, a former FINRA Series 6 and 63 license-holder and served on the Board of the Portland Chapter of Western Pension & Benefits from 2012-2019. He speaks regularly at industry events and is considered well versed in a variety of retirement plan topics, from plan design to fee equality.

Patrick is a consultant with the Fiduciary Consulting Group (previously Cook Street Consulting) at Morgan Stanley Institutional Investment Advisors LLC. He has been with the firm since 2009 and is a member of our Investment Committee which provides portfolio and menu recommendations to all clients. Patrick holds a BS in Business Administration (Finance) from the University of Colorado at Boulder where he graduated with distinction. He has earned the right to use the Chartered Financial Analyst^® (CFA^®) designation and is a member of the CFA Institute and the CFA Society Colorado. Prior to joining the Fiduciary Consulting Group (previously Cook Street Consulting) at Morgan Stanley Institutional Investment Advisors LLC, Patrick was with Tomorrow Ventures (and its subsidiary) in Denver, Colorado and Palo Alto, California. Tomorrow Ventures is a venture capital firm targeting investments in revolutionary technology, media, entertainment, and consumer-related businesses where Patrick served on the advisory boards of various startup and mid-stage organizations. Prior to Tomorrow Ventures, he worked in the strategic advisory department of Gleacher Partners in New York, analyzing mergers, acquisitions, leveraged buyouts, and financing alternatives for various multi-national clients.

Rasch Cousineau is an executive director and senior principal of the Fiduciary Consulting Group (previously Hyas Group) at Morgan Stanley Institutional Investment Advisors LLC and focuses on the firm’s retirement plan sponsor clients. With over 20 years of experience in the public sector retirement services industry, he offers clients a rich perspective on investment portfolio construction, retirement plan design, vendor management, plan governance, fee negotiation, RFP management, and fiduciary training. Prior to joining the Fiduciary Consulting Group (previously Hyas Group Consulting), Mr. Cousineau served as national vice president, defined contribution markets for an industry-leading record keeper. This prior experience enables Mr. Cousineau to provide his clients with a unique behind the scenes understanding of how record keepers evaluate, administer, and ultimately price relationships. His ability to help clients monitor plan costs and renegotiate favorable contracts stems from his previous role where he worked closely with industry consultants, investment advisers, plan sponsors, unions, and investment committees during the third party administrator RFP process. He now works directly with retirement plan sponsors and committees, helping them to create better retirement outcomes for their plan participants and ultimately fulfill their fiduciary responsibilities.   
Mr. Cousineau has spoken at conferences and worked with industry organizations such as CPAAC, CCMF, OMFOA, CPPC, IPMA, CSMFO, CalPELRA, NFOP, ICMA and GFOA. He has spoken about topics such as defined contribution industry trends, plan design, fiduciary responsibility, and plan best practices. He has made media appearances on National News services discussing retirement plan financial wellness from a consultant’s perspective. He is the Hyas Group’s primary representative for the SPARK Institute—a member-driven, non-profit organization that is the leading voice influencing federal retirement plan policy. He serves on SPARK’s Data Security Oversight Board (DSOB) which is dedicated to creating measurable cybersecurity benchmarks for the retirement industry and on SPARK’s Defeating Fraud Intelligence Task Force. He is also a member of the National Association of Government Defined Contribution Administrators (NAGDCA) where he currently serves as Chair on NAGDCA’s Awards Committee. Mr. Cousineau received a Bachelor of Arts in public relations/marketing from Marist College in Poughkeepsie, New York. He is a current FINRA Series 65 license-holder and formerly held Series 6, 63, licenses, along with an insurance license with the State of Nevada.

Ray is a consultant with the Fiduciary Consulting Group (previously Cook Street Consulting) at Morgan Stanley Institutional Investment Advisors LLC. He has been with the firm since 2012 and is a member of our Investment Committee which provides portfolio and manager recommendations to all clients. He also previously served as our Director of Research. He has earned the right to use the Chartered Financial Analyst (CFA) designation and is a member of the CFA Institute and CFA Society Colorado. Ray holds a BS from the University of Kentucky, where he participated in the Honors Program while also playing football. Prior to joining the Fiduciary Consulting Group (previously Cook Street Consulting) at Morgan Stanley Institutional Investment Advisors LLC, Ray was with Aramark Corporation where he worked in a senior finance role. He is also a former portfolio manager, having run a small cap equity strategy at Congruent Capital Group. Outside of his business activities, Ray serves on the board of directors of Heart Power, Inc., a non-profit dedicated to mentoring at-risk youth.

Sean is a consultant with the Fiduciary Consulting Group (previously Cook Street Consulting) at Morgan Stanley Institutional Investment Advisors LLC. He has been with the firm since 1999 and is a member of our Investment Committee which provides portfolio and menu recommendations to all clients. Sean holds a BA from the University of Colorado at Boulder. He has earned the right to use the Chartered Financial Analyst^® (CFA^®) designation and is a member of the CFA Institute and the CFA Society Colorado. Prior to joining the Fiduciary Consulting Group (previously Cook Street Consulting) at Morgan Stanley Institutional Investment Advisors LLC, Sean was an institutional portfolio manager for Scudder Kemper Investments in San Francisco specializing in managing fixed income assets for prominent insurance companies. He began his career at Crédit Lyonnais in New York as a proprietary bond trader. Outside of his business activities, Sean serves on the Board of Invest In Kids, a Colorado non-profit organization, and is a past President of the Alumni Board of Graland Country Day School as well as a past member of the advisory board for The Ricks Center for Gifted Children.

Ted Grigsby is an executive director and senior principal of the Fiduciary Consulting Group (previously Hyas Group) at Morgan Stanley Institutional Investment Advisors LLC and focuses on serving the firm’s retirement plan sponsor clients. With nearly 20 years of experience in the investment services industry, he works with plan sponsor committees to improve participant outcomes through plan design, fiduciary training and governance, investment monitoring, vendor management, and fee analysis and review. Throughout his career, Mr. Grigsby has spent time serving both the board room and developing participant education programs, which has allowed him to bring a unique and experienced perspective to plan design and portfolio construction. In order to stay current on industry trends, enhancements, and changing legislation, Mr. Grigsby conducts regular on-site due-diligence trips to major record keepers and industry professionals.
Prior to joining the Fiduciary Consulting Group (previously Hyas Group Consulting), Mr. Grigsby worked at Human Investing, a Northwest-based Registered Investment Advisor firm for 12 years. The majority of his tenure was spent developing and leading all aspects of the firm’s retirement plan practice. As a director and lead consultant, Mr. Grigsby’s responsibilities included plan design, investment menu construction, RFP management, vendor management, and developing customized participant education programs. Mr. Grigsby primarily served the firm’s corporate and nonprofit clients.
Mr. Grigsby began his career at Franklin-Templeton Investments in California. During his time at Franklin, he worked closely with the firm’s global portfolio management and trading team and gained valuable insight into the inner-workings of mutual fund companies.
Mr. Grigsby earned a Bachelor of Science in Business and Finance from the University of Oregon, Lundquist College of Business and received a Master of Science in Finance from University of Portland, Pamplin School of Business. Mr. Grigsby completed his education at the University of Chicago Booth School of Business.
He is a FINRA Series 65 license-holder and is a member of the Investment and Wealth Institute. He is also a member of the National Association of Government Defined Contribution Administrators (NAGDCA). Mr. Grigsby volunteers his time to serve as a committee member for several nonprofit organizations.

Tim joined the firm in 2023 and is a member of our Investment Committee which provides portfolio and manager recommendations to all clients. He holds a BA in Finance & Economics from Sonoma State University and an MA in Economics from Trinity College. Tim has over 35 years of investment experience including previously serving as a Senior Investment Consultant for the Milliman Southern Employee Benefits Practice where he was employed for 15 years. Prior to joining the Fiduciary Consulting Group (previously Cook Street Consulting) at Morgan Stanley Institutional Investment Advisors LLC, Tim worked for Aetna and ING and has experience in investment management and product development for several investment strategies as well as an investment consultant for ING’s multi-asset strategy group. He is member of the Dallas Society of Financial Analysts and of the Healthcare Financial Management Association.

Vincent Galindo is an executive director and senior principal of the Fiduciary Consulting Group (previously Hyas Group) at Morgan Stanley Institutional Investment Advisors LLC. With more than 25 years of experience in the investment services industry, he works with plan sponsor committees on plan governance, fiduciary training, investment menu monitoring, vendor management, and fee analysis and review. Reviewing retirement plans, evaluating features within the program, benchmarking fees and services, and monitoring investment menus, he offers his clients a rich perspective on retirement plan design and portfolio construction. Mr. Galindo also has conducted regular on-site due diligence trips to the major record keepers, keeping clients apprised of trends and service enhancements in the industry.
Prior to joining the Fiduciary Consulting Group (previously Hyas Group Consulting), Mr. Galindo worked at Arnerich Massena, Inc. for a decade as a senior investment consultant where he served on their internal retirement plan committee. Before joining Arnerich Massena, Mr. Galindo ran the State of Oregon’s Investor Information Program with the Division of Finance and Corporate Securities. He has also worked as a financial adviser for an asset management firm and as an equity capital markets analyst at a technology investment bank.
Mr. Galindo earned a Bachelor of Arts in political science from the University of California at Berkeley. He is a FINRA Series 65 license-holder and a former Series 7 and 63 license-holder. He is a member of the National Association of Government Defined Contribution Administrators (NAGDCA) where he has most recently served on their Annual Conference Committee. In addition, he has also served on NAGDCA’s Leading Ideas Investment Task Force, Awards Committee, Legislative Committee, and Education Taskforce as well as its Investment Policy Taskforce and Government DC Best Practices Task Force. Lastly, Mr. Galindo serves on the Board of Directors for The First Tee of Greater Portland.